中远海特: 关于中远海运集团财务有限责任公司2025年上半年度风险持续评估报告

Core Viewpoint - The report evaluates the financial status and risk management of China COSCO Shipping Financial Co., Ltd., highlighting its compliance with regulatory requirements and its stable financial performance as of June 2025 [1][26]. Group 1: Company Overview - China COSCO Shipping Financial Co., Ltd. was established in December 2009 with an initial registered capital of 300 million RMB, which was later increased to 1.2 billion RMB [1][2]. - The company underwent a merger in July 2018, resulting in a new registered capital of 2.8 billion RMB, which was subsequently increased to 6 billion RMB in June 2020 and 19.5 billion RMB in November 2022 [3][5]. Group 2: Financial Performance - As of June 30, 2025, the total assets of the financial company amounted to 197.85 billion RMB, with total liabilities of 173.33 billion RMB, resulting in owner’s equity of 24.52 billion RMB [26]. - The company reported total operating income of 2.639 billion RMB and a net profit of 618 million RMB for the same period [26]. Group 3: Risk Management - The financial company has established a comprehensive risk management strategy that aligns with its business development, ensuring that risks are within acceptable limits [8][9]. - The company maintains a capital adequacy ratio of 24.12%, significantly above the regulatory requirement of 10.5%, and has a non-performing asset ratio of 0% [26]. Group 4: Regulatory Compliance - The financial company adheres to various regulatory frameworks, including the "Enterprise Group Financial Company Management Measures" and has not encountered any significant compliance issues since its establishment [26][28]. - The company has implemented a robust internal control system, ensuring effective governance and risk management practices [25][26]. Group 5: Business Operations - The financial company primarily serves members of the COSCO Shipping Group, providing services such as deposit acceptance, loans, and financial consulting [7][9]. - The company has established a clear organizational structure with defined roles and responsibilities to enhance operational efficiency and risk oversight [6][10].