中材节能: 中材节能股份有限公司在中国建材集团财务有限公司办理存贷款业务的持续风险评估报告

Core Viewpoint - The report evaluates the ongoing risk assessment of the financial services provided by China National Building Material Group Finance Co., Ltd. to China National Materials Group Corporation, highlighting the financial company's compliance with regulations and its internal control mechanisms [1][24]. Group 1: Financial Company Overview - China National Building Material Group Finance Co., Ltd. was established on April 23, 2013, as a non-bank financial institution approved by the former China Banking Regulatory Commission [1]. - The registered capital of the financial company is 4.721 billion RMB, with China National Building Material Group contributing 3.679 billion RMB (77.93%) and China National Materials Co., Ltd. contributing 1.042 billion RMB (22.07%) [1]. Group 2: Business Scope - The financial company engages in various activities, including accepting deposits, providing loans, handling bill discounting, and offering financial advisory services [2]. Group 3: Internal Control System - The financial company has established a comprehensive internal control system, including a company charter and various management and operational procedures [3][4]. - The risk management committee is responsible for overseeing the risk management framework and ensuring effective risk control measures are in place [4]. Group 4: Risk Management and Control Activities - The financial company has developed a robust risk management system, including standardized operating procedures and risk prevention measures across various departments [8][9]. - Internal audits are conducted to ensure compliance with established procedures and to evaluate the effectiveness of internal controls [16]. Group 5: Financial Performance - As of June 30, 2025, the financial company reported total assets of approximately 32.98 billion RMB, total liabilities of about 27.63 billion RMB, and total equity of around 5.35 billion RMB [19]. - The company has a deposit balance of approximately 27.41 billion RMB and has issued loans totaling about 22.95 billion RMB [19]. Group 6: Regulatory Compliance - The financial company adheres to the regulations set forth in the Enterprise Group Financial Company Management Measures, with all regulatory indicators falling within acceptable ranges [21]. - The company has not identified any significant deficiencies in its risk management system since its establishment [20]. Group 7: Risk Assessment Conclusion - The financial company possesses valid financial licenses and has complied with the relevant regulations, indicating no major risks in its operations [24].