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中国农业银行股份有限公司
Sou Hu Cai Jing·2025-08-30 02:37

Core Viewpoint - Agricultural Bank of China Limited reported a stable performance in the first half of 2025, with a net profit of RMB 1,399.43 billion, reflecting a year-on-year growth of 2.5% [10][14][40]. Financial Overview - Total assets reached RMB 46.8558 trillion, an increase of RMB 361.774 billion or 8.4% compared to the end of the previous year [14][15]. - The total liabilities amounted to RMB 43.7066 trillion, up by RMB 356.577 billion or 8.9% from the previous year [15]. - Shareholder equity totaled RMB 3.1492 trillion, with a net asset value per share of RMB 7.65, an increase of RMB 0.25 [16]. Dividend Distribution - The bank proposed a mid-term cash dividend of RMB 1.195 per 10 shares, totaling RMB 418.23 billion, which is 30% of the net profit attributable to shareholders for the first half of 2025 [2][40][42]. Business Performance - The bank's loan and advance total reached RMB 26.73 trillion, an increase of RMB 1.82 trillion or 7.5% from the previous year [10][14]. - The non-performing loan ratio was 1.28%, a decrease of 0.02 percentage points from the end of the previous year [10]. - The bank's capital adequacy ratio stood at 17.45%, with a return on assets (ROA) of 0.62% and a return on equity (ROE) of 10.16% [10][14]. Support for Agriculture and Rural Development - Loans to rural areas increased by RMB 916.4 billion, with a total balance of RMB 10 trillion, accounting for 40.9% of domestic loans [11]. - The bank provided RMB 1.24 trillion in loans related to food security, with a growth rate of 23.7% [11]. Risk Management - The bank emphasized risk prevention, maintaining a stable asset quality and enhancing market risk management capabilities [14][21].