Ge Long Hui·2025-08-30 04:11Core Viewpoint - China Pacific Insurance (601601.SH) reported a revenue of 200.5 billion yuan for the first half of 2025, reflecting a year-on-year growth of 3% [1] Financial Performance - The net profit attributable to shareholders reached 27.9 billion yuan, marking an 11% increase year-on-year [1] - Basic earnings per share stood at 2.9 yuan [1] Insurance Segment - The property insurance segment generated original insurance premium income of 112.8 billion yuan, up by 0.9% year-on-year [1] - Insurance service income was 96.8 billion yuan, showing a growth of 4.0% year-on-year [1] - Underwriting profit amounted to 3.6 billion yuan, which is a significant increase of 30.9% year-on-year [1] Cost Metrics - The combined underwriting cost ratio was 96.3%, a decrease of 0.8 percentage points year-on-year [1] - The combined claims ratio was 69.5%, down by 0.1 percentage points year-on-year [1] - The combined expense ratio was 26.8%, reflecting a decline of 0.7 percentage points year-on-year [1]