医保账户余额能转账了！威远人速看→

Group 1 - The core concept of the medical insurance wallet is that it allows insured individuals to transfer funds from their personal medical accounts to the wallets of close relatives for medical expenses, enabling cross-province usage of personal account funds [2][3]. - Previously, personal medical accounts only allowed for intra-province sharing, but now, if the insured has surplus funds in their account, they can transfer money to family members in different provinces as long as those family members are enrolled in basic medical insurance [3][4]. - The process to open a medical insurance wallet involves logging into the National Medical Insurance Service Platform and confirming the use of the wallet [4][6]. Group 2 - The medical insurance wallet allows for a maximum of three transfers per day, with each transfer capped at 2000 yuan, and transfers cannot be made between 22:00 and 06:00 [29]. - If the recipient does not accept the wallet transfer in a timely manner, the funds will be returned to the sender's account by 06:00 the next day [33]. - The medical insurance reimbursement system operates under a directory management approach, where only expenses listed in the three directories (medications, medical consumables, and medical services) are eligible for reimbursement [35][36].