沈阳萃华珠宝规范对外担保，严控担保金额风险

Core Viewpoint - The company has established an external guarantee management system to protect the interests of shareholders and investors, regulate external guarantee behaviors, and control operational risks [1][2]. Group 1: External Guarantee Management System - The system applies to the company and its subsidiaries providing guarantees for third parties seeking loans, bill discounts, or financing leases [1]. - The purpose of the system is to strengthen internal monitoring, improve pre-evaluation, in-process monitoring, and post-recovery mechanisms to prevent potential debt repayment risks and reduce possible losses [1]. Group 2: Principles and Procedures - The guarantee scope includes financing matters for qualified third parties, with methods such as guarantees, pledges, or mortgages [1]. - Guarantees must be approved by the company's authorized bodies according to legal and corporate regulations, and unauthorized personnel are prohibited from signing guarantee contracts [1][2]. - The company requires the guaranteed party to provide counter-guarantees, except for guarantees provided to subsidiaries [1]. Group 3: Risk Control and Approval Process - The finance and securities departments are responsible for the daily management of guarantees, conducting credit evaluations of the guaranteed enterprises [2]. - Major guarantees require shareholder meeting approval if the total amount reaches or exceeds 50% of the latest audited net assets or 30% of total assets [2]. - The company follows risk control principles, strengthens contract management, and implements counter-guarantee measures, with timely disclosure of information if the guaranteed party fails to fulfill repayment obligations [2].