太平财险：以金融“五篇大文章”为引领 谱写高质量发展新篇章

Core Insights - The company has focused on high-quality development in technology insurance, green insurance, and inclusive insurance, achieving an insurance service revenue of 15.78 billion yuan, a year-on-year increase of 4.3% [1] - The comprehensive cost ratio has improved by 1.5 percentage points under new standards, indicating a solid high-quality development trend [1] Group 1: Mechanism and Strategy - The company has optimized its organizational structure by establishing a technology insurance department and setting up dedicated positions in 27 branches to promote technology insurance [2] - There is a focus on monitoring and performance assessment of technology and inclusive insurance development, with regular tracking and analysis of the "Five Major Financial Articles" [2] Group 2: Technology Insurance - The company is advancing innovation in technology insurance across six sectors, including cybersecurity and robotics, and has provided risk coverage of 2.2 trillion yuan as of July [3] - A project team has been formed to enhance product service innovation in areas like assisted driving and low-altitude economy [3] Group 3: Green Insurance - The company supports the "dual carbon" goals by providing high-quality insurance services for the new energy vehicle industry, with original premium income growing by 27.3% and risk coverage of 1.5 trillion yuan as of July [4] - Green insurance has expanded to cover clean energy projects and agricultural insurance, with original premium income increasing by 19.5% and risk coverage of 2.4 trillion yuan [4] Group 4: Inclusive Insurance - The company has implemented comprehensive services for public welfare, covering nearly 50 million people with major illness insurance and providing risk coverage of 32 trillion yuan [5] - The agricultural insurance sector has seen a year-on-year premium increase of 27.9%, with risk coverage of 20.5 billion yuan for major crops [5] - New products for small and micro enterprises have been launched, resulting in a 10.5% increase in insurance premiums [5]