Sou Hu Cai Jing·2025-09-01 04:19Group 1 - The core viewpoint of the article highlights the successful identification and prevention of a fraudulent investment app by the staff of Minsheng Bank's Shantou Chaonan branch, protecting the client's funds from further loss [1][2][3] Group 2 - On July 31, during a transaction to adjust a client's non-counter withdrawal limit, the bank staff noticed unusual account activity, including frequent large transactions and numerous unfamiliar trading partners [2] - The client was investing in an app called "Jinrong China," claiming high returns and state-owned background, with over 10,000 yuan already deposited [2] - Upon investigation, the bank staff found the app to be poorly designed, with discrepancies in the claimed gold product prices compared to the legitimate market, and the payment accounts were linked to unknown individuals [2] - The staff reported the suspicious app to the local anti-fraud center, which confirmed it as a typical fraudulent investment platform with many reports from victims, complicating recovery efforts [2] - The bank staff, in collaboration with the anti-fraud center, successfully advised the client to cease investments in the app, ensuring the preservation of the client's funds [2][3] Group 3 - This case underscores the hidden dangers and risks of new financial scams, emphasizing the critical role of frontline bank employees as gatekeepers against financial risks [3] - With the rapid development of financial technology, illegal financial activities are evolving, often disguised as professional, state-backed, high-return investments [3] - It is essential for bank staff to continuously enhance their ability to recognize new scam patterns to prevent actual financial losses and fulfill their responsibilities in maintaining social stability and protecting public assets [3]