AI：金融科技打开新宝藏的密钥

Core Insights - The integration of AI into fintech is transforming the industry, creating new opportunities and fundamentally changing the landscape [2][3][11] - AI is seen as a key to unlocking new potential in fintech, moving beyond traditional internet-based models to a deeper fusion of finance and technology [3][6][8] Group 1: AI's Impact on Fintech - AI is driving a significant transformation in fintech, allowing for the development of new concepts and models such as smart finance and decentralized finance [6][7] - The relationship between fintech and the real economy is evolving, with AI facilitating a more integrated and supportive role for fintech in economic operations [4][5] Group 2: New Concepts and Models - Fintech is moving away from being perceived as merely internet finance, embracing new functionalities and attributes through AI-driven innovations [7][8] - The emergence of new concepts and models in fintech signifies a shift towards openness and inclusivity, enhancing the industry's capabilities [7][8] Group 3: AI as a New Engine - AI is becoming a new engine and breakthrough point for fintech, addressing long-standing challenges and improving operational efficiency [9][10] - The integration of AI is seen as essential for fintech players to enhance their efficiency and explore new growth opportunities [10]