博弈融资租赁：融资租赁问题与展望（一）

Group 1 - The core viewpoint is that financing leasing plays a significant role in promoting the adoption of new energy vehicles (NEVs) by leveraging the advantages and resources of financing parties, manufacturers, and users, benefiting both consumers and enterprises [1] - Financing leasing separates "ownership" from "usage," alleviating consumers' concerns about ownership and mileage, and promotes innovative models such as public transportation procurement and vehicle sharing [1] - The state encourages the use of financing leasing to vigorously promote NEVs [1] Group 2 - The financing leasing model is a catalyst for accelerating the promotion of NEVs, but it remains a new concept in the domestic market, with existing collaboration methods facing challenges [3] - Issues include the instability of leased assets and uncertain residual values, necessitating solutions for daily maintenance, battery servicing, and uninterrupted operation of charging stations [3] - The depreciation and maintenance costs of vehicles and supporting infrastructure in public service sectors require significant investment and ongoing operational costs [3] Group 3 - The financing leasing business faces high operational risks and significant funding gaps, with a funding cost of 7%-8% and potential customer defaults [5] - Over 80% of the funds used for financing leasing investments come from banks, primarily through short-term loans, limiting the number of companies that can secure substantial bank credit or form strategic partnerships for lower interest rates [5] - There is a need to diversify funding channels for automotive financing leasing and attract various social capital [5] Group 4 - The company has been recognized as an "Innovative Breakthrough Enterprise in Financing Leasing" in Shaanxi Province and is listed among the top 50 in the industry [7] - The company aims to continue focusing on new energy, intelligent manufacturing, and high-end technology equipment, while expanding green leasing services to support high-quality development of the real economy [7] - The goal is to build a leading financing leasing value platform nationwide [7]