博弈融资租赁：融资租赁问题与展望（二）

Group 1 - The credit system for financing leasing in the new energy vehicle sector is currently incomplete, making it difficult to assess the default risk of lessees. A comprehensive personal credit assessment system is needed to integrate credit data from various banks and insurance companies into a transparent and coordinated information system [1] - The automotive financing leasing industry faces challenges due to the lack of formal national laws and regulations. Existing regulations often do not adequately address new issues arising in this emerging sector. It is recommended to support financing leasing in new industries through policy measures and to include it in the central bank's credit system [3] - The introduction of financing leasing for new energy buses alleviates the financial pressure of charging infrastructure and the one-time purchase of vehicles. This model offers sustainability, good regulation, and shared risks and benefits, indicating a strong future integration of financing leasing and new energy vehicles [5] Group 2 - The company has been recognized as an "Innovative Breakthrough Enterprise in Financing Leasing" in Shaanxi Province and is among the top 50 in the industry. It aims to deepen its focus on new energy, intelligent manufacturing, and high-end technology equipment while expanding green leasing services to support high-quality development of the real economy [7]