个人消费贷款“国补”正式启动！这份省钱攻略请收好

Core Viewpoint - The implementation of the personal consumption loan interest subsidy policy has officially started on September 1, with a maximum subsidy limit of 3000 yuan for consumers [1]. Group 1: Policy Implementation - The personal consumption loan interest subsidy policy is now in effect, allowing consumers to benefit from financial support [1]. - Consumers can apply for the subsidy through various banking apps, with simplified online processes available [2]. Group 2: Application Process - Banks have introduced dedicated sections in their mobile banking apps for consumers to easily apply for the interest subsidy [2]. - For example, if a consumer borrows 50,000 yuan at a 3% interest rate, they could save up to 500 yuan in interest with a 1% subsidy, and potentially accumulate up to 3000 yuan in total subsidies [2]. Group 3: Eligible Loan Products - The subsidy applies to personal consumption loans used for various purposes, including daily expenses under 50,000 yuan and larger purchases like cars, home renovations, and education [3]. - Specific loan products from multiple banks are eligible for the subsidy, including various consumer loans and auto loans [3]. Group 4: Usage Guidelines - Borrowers must adhere to strict guidelines regarding the use of funds, ensuring that loans are used for legitimate consumption rather than investment or other non-consumption purposes [4].