直击沪六条新政落地：“触发”20%新房看房，交易中心排长队

Core Viewpoint - The recent policy adjustments in Shanghai's real estate market, known as "沪六条," have led to a significant increase in housing demand, both in new and second-hand markets, indicating a potential recovery in the sector [1][11][13]. Group 1: Policy Adjustments - On August 25, Shanghai's housing authorities announced six adjustments to real estate policies, including changes to housing purchase limits, public housing funds, housing credit, and tax measures [1]. - The new policies took effect on August 26, leading to immediate market reactions, with increased inquiries and viewings in various districts [1][3]. Group 2: Market Response - The first weekend following the policy changes saw a notable increase in the number of property viewings, with some new developments reporting a 20% rise in inquiries attributed to the new policies [3][9]. - In the Qingpu district, a new development sold out its prime units within hours of opening, showcasing strong buyer interest [4]. Group 3: Financing Changes - As of September 1, banks began adjusting mortgage rates, with a notable decrease in the interest rate for existing loans from 3.45% to 3.36%, a reduction of 9 basis points [1][9]. - Several banks, including China Construction Bank and Beijing Bank, have initiated processes to convert existing second-home loan rates to first-home rates [1]. Group 4: Buyer Demographics - The new policies have particularly benefited non-local families and local residents who previously faced purchase restrictions, allowing them to buy multiple properties [5][11]. - Buyers have reported significant reductions in down payment pressures, with one buyer noting a decrease of nearly 200,000 yuan due to policy changes [5]. Group 5: Market Trends - The second-hand housing market has also seen increased activity, with a 20% rise in viewings reported by real estate agencies [9]. - The overall sentiment in the market is shifting positively, with shorter decision-making times for buyers and increased willingness to negotiate prices [9][10]. Group 6: Future Outlook - Analysts suggest that while the immediate effects of the policy changes are positive, the sustainability of this recovery will depend on ongoing economic conditions and housing price trends [11][13]. - The "沪六条" policy is expected to facilitate population movement towards new urban areas, potentially reshaping the city's development dynamics [11].