今日上线！如何领到消费贷“国补”？实操指南来了→

Group 1 - The personal consumption loan interest subsidy policy has officially been implemented, allowing residents to enjoy interest subsidies when taking out loans for consumption within specified areas and limits [1] - Consumers must obtain consumption loans from six major state-owned banks, twelve national joint-stock commercial banks, and five personal consumption loan issuing institutions [3] - After applying for a consumption loan, consumers need to sign a supplementary agreement for the interest subsidy, authorizing banks to access their consumption transaction information [5] Group 2 - The bank system can automatically identify consumption transaction information, allowing for automatic interest subsidy deductions from the loan interest each month [7] - For transactions that cannot be automatically identified, consumers are required to submit materials for manual review [7]