许多德国人对理财一无所知，不关注金融话题

Group 1 - A significant portion of German adults lack confidence in their financial knowledge, with approximately 34.6% self-reporting as having little to no understanding of financial matters [4] - Over 26.7% of respondents do not actively seek information on financial topics, relying instead on family and friends for advice [4] - Financial websites and bank consultations are chosen by about 20% of respondents as sources of financial information [4] Group 2 - The majority of respondents are skeptical about the reliability of "Finfluencers," with 77.6% expressing doubt or negative views towards them [5] - Younger individuals, particularly those aged 18 to 24, are more likely to consider financial influencers as important sources of information, with 29.6% supporting this view [5] - Financial regulatory bodies caution against blindly trusting social media financial advice, highlighting the prevalence of misleading information [5] Group 3 - Despite interest in financial topics among younger individuals, a large portion of funds remains in low or no-interest accounts, with 19.6% of surveyed individuals primarily using current accounts [6] - Short-term savings accounts are the second most popular choice at 18.5%, while 5.1% prefer to keep cash at home or in safes [6] - Investment options like stock funds and ETFs are selected by only 10.4% of respondents, slightly higher than the 10.2% who prefer investing in their own homes [6]