Core Viewpoint - The external guarantee system of Shenzhen Demingli Technology Co., Ltd. aims to standardize the company's external guarantee behavior, protect investors' rights, and reduce operational risks [1][2]. Group 1: General Principles - The external guarantee refers to the company providing guarantees, mortgages, or pledges for others, including its subsidiaries [1]. - The total amount of external guarantees includes both the company's and its subsidiaries' guarantees [1]. - The company must comply with relevant laws and regulations, including the Company Law and the Shenzhen Stock Exchange's rules [1]. Group 2: Approval and Review Process - All directors and senior management must treat external guarantees with caution and strictly control associated risks [2]. - External guarantees must be approved by the shareholders' meeting or the board of directors according to the company's articles of association [2][3]. - The financial department is responsible for reviewing the credit status and risk of the applicant for guarantees [5][12]. Group 3: Risk Management - The financial department must regularly check the guarantee behaviors of the company and its subsidiaries [2][12]. - The company must take effective measures to minimize losses if the financial status of the guaranteed party deteriorates significantly [10][13]. - If the guaranteed party fails to fulfill obligations, the company must initiate recovery procedures promptly [14][15]. Group 4: Responsibilities and Penalties - The company must disclose all external guarantee matters to the auditors [36]. - In case of violations, the company must take corrective actions and hold responsible personnel accountable [37][39]. - Relevant personnel who fail to perform their duties may face penalties or legal consequences [39].
德明利: 对外担保制度（2025年9月）