生娃养娃，这些真金白银的政策值得关注

Core Viewpoint - The government is actively implementing various policies to enhance the support system for childbirth and child-rearing, aiming to reduce the costs associated with childbirth, upbringing, and education, thereby promoting a family-friendly society [1] Group 1: Financial Support Policies - Child-rearing subsidies will be provided at 3,600 yuan per child per year starting from January 1, 2025, for infants under three years old, with a budget of approximately 90 billion yuan allocated for this initiative [2] - Maternity allowances, commonly referred to as "maternity pay," are being directly issued to individuals in 20 provinces, ensuring timely financial support for insured women during maternity leave [2] Group 2: Educational Cost Reductions - Free preschool education will be gradually implemented, starting from the autumn semester of 2025, exempting public kindergarten fees for children in their final year, benefiting around 12 million children [3] - The scope of individual income tax deductions related to child-rearing has been expanded, allowing for a monthly deduction of 2,000 yuan for each child under three years old and for educational expenses across all educational stages [3] Group 3: Enhanced Support Services - A "1+N" childcare service system is being established, focusing on community-based childcare services, which will provide more accessible and affordable childcare options for families [4] - The maternity leave system is being improved, with most provinces extending maternity leave to 158 days or more and introducing additional parental leave options [4] - Other measures include increasing the coverage of maternity medical expense insurance and enhancing housing fund loan limits for families with multiple children [4]