中华财险江苏分公司“科技+专家”双驱发力 筑牢农险风险防线

Core Viewpoint - The company is leveraging technology and expert resources to enhance agricultural insurance services, focusing on risk prevention and mitigation during critical growth periods for crops, particularly rice [1][5]. Group 1: Risk Management Strategies - The company is implementing a dual approach of "technology-enabled precise control" and "expert frontline problem-solving" to strengthen risk management in agriculture [1]. - A comprehensive service model is being developed that extends from post-disaster compensation to proactive prevention and damage reduction during disasters [1][6]. Group 2: Expert Services and Custom Solutions - The company has formed a specialized service team that includes agricultural experts and surveyors to provide tailored technical guidance directly to farmers [2]. - Specific initiatives include addressing key challenges in rice cultivation, such as synchronizing flowering periods and improving pollination success rates through personalized plans [2][4]. Group 3: Technological Integration - The company is utilizing satellite remote sensing technology for comprehensive monitoring of rice planting areas, ensuring accurate identification of geographical locations, actual areas, crop types, and planting densities [5]. - A three-tier monitoring network has been established, combining satellite remote sensing, drone inspections, and field monitoring points to dynamically track crop health and identify potential issues [5][6]. Group 4: Communication and Outreach - The company is enhancing outreach by creating short videos of expert guidance sessions, which have reached over ten thousand farmers through various digital platforms [4]. - A direct communication mechanism with local meteorological agencies has been established to provide timely weather alerts to farmers regarding extreme weather conditions [4].