
Core Insights - The article discusses the implementation of a financial subsidy policy for personal consumption loans by SPD Bank's Changchun branch to stimulate automotive consumption and support market recovery [1][2] Group 1: Policy Implementation - SPD Bank's Changchun branch quickly responded to the financial regulatory authority's subsidy policy by launching a specialized service for automotive consumption loans [1] - The bank conducted one-on-one policy briefings for car dealerships to clarify key information such as application conditions and repayment methods [1] Group 2: Service Optimization - The bank simplified the loan application process using digital technology, allowing for a fully online application for the automotive consumption loan subsidy [1] - Eligible customers will have the subsidy automatically deducted from their loan amount without needing to apply separately [1] Group 3: Efficiency and Customer Feedback - The first customer to apply for the subsidy received their loan on September 1, the same day the policy took effect, indicating a quick turnaround and high customer satisfaction [1] - SPD Bank aims to continue enhancing consumer finance services to contribute to the prosperity of the automotive market and economic recovery [2]