74亿贷款赋能430家科创企业，泰安银行“定制服务”破解融资难题

Core Insights - The recent expansion of a security technology company in Shandong has led to a significant increase in order volume, necessitating funding for raw material procurement, which was addressed by Tai'an Bank through a tailored financial service solution [1] - Tai'an Bank aims to enhance its role as a boutique bank by focusing on excellent performance, employee trust, customer satisfaction, regulatory compliance, and government recognition, while increasing financial support for technological innovation [1][3] Group 1 - Tai'an Bank provided a 2 million yuan small and micro technology achievement transformation loan to alleviate the financial pressure on the company, ensuring smooth project progress [1] - As of the end of August, Tai'an Bank's loans to innovative enterprises reached 7.396 billion yuan, an increase of 461 million yuan since the beginning of the year, benefiting 430 innovative enterprises [1] Group 2 - The bank focuses on serving specialized and innovative "little giant" companies, gazelle enterprises, "single champions," and unicorns in strategic emerging industries such as energy conservation, high-end equipment manufacturing, biotechnology, new energy, and new materials [3] - Tai'an Bank has developed financial products tailored to the characteristics of innovative enterprises, such as specialized loans, technology achievement transformation loans, and intellectual property pledge loans, offering long terms, high limits, and flexible repayment options [3] Group 3 - The bank has implemented a leadership group to enhance financial support for innovative enterprises, ensuring strategic planning and resource allocation for technology finance [1][3] - By leveraging big data and technology, Tai'an Bank has upgraded its credit business and risk control processes, creating an online credit loan product matrix to facilitate efficient financing applications for enterprises [3]