全市场超4000只个股下跌，A股迎来调整，银行、贵金属板块逆市走强

Market Overview - The A-share market experienced a correction today, with the Shanghai Composite Index down 0.45%, the Shenzhen Component down 2.14%, and the ChiNext Index down 2.85%. The North Stock 50 Index rose by 0.4%. The total trading volume across the Shanghai, Shenzhen, and Beijing markets was 29,124 billion yuan, an increase of 1,348 billion yuan compared to the previous day. Over 4,000 stocks declined in the market [1]. Banking Sector - The banking sector showed resilience, with a notable increase in stock prices despite the overall market downturn. By the end of August, 42 A-share listed banks reported a total operating income exceeding 2.9 trillion yuan for the first half of the year, reflecting a year-on-year growth of over 1%. The net profit attributable to shareholders reached 1.1 trillion yuan, up 0.8% year-on-year [3][4]. - Major banks such as ICBC, CCB, ABC, and BOC each reported net profits exceeding 100 billion yuan in the first half of the year. The non-performing loan ratio for the six major commercial banks remained low. Analysts noted that the growth rates for operating income and net profit shifted from negative in the first quarter to positive in the first half of the year [4]. Precious Metals Sector - The precious metals sector continued its upward trend, with an increase of 0.91%. On September 2, gold futures and spot prices both surpassed the 3,500 USD mark, reaching a historical high. In the domestic futures market, the price of gold broke through 809 yuan per gram. Retail prices for gold jewelry from major retailers also saw a rise of approximately 1% [5]. - Market expectations for a Federal Reserve interest rate cut are increasing, with a 89.7% probability of a 25 basis point cut in September. The likelihood of maintaining the current rate in October is only 5%, while the probabilities for cumulative cuts of 25 and 50 basis points are 49% and 46%, respectively. Goldman Sachs indicated that the Fed would cautiously observe the labor market for signs of further weakness before determining the next steps [5][6].