Ruida Futures(SZ:002961) Zheng Quan Zhi Xing·2025-09-02 10:25Overview - The company has approved a comprehensive credit limit application of up to RMB 800 million for its subsidiaries to meet operational funding needs [1][2] - The company’s wholly-owned subsidiary, Ruida New Control Capital Management Co., Ltd., has applied for a credit limit of RMB 50 million from the Industrial and Commercial Bank of China [2][3] Guarantee Details - The guarantee includes joint liability guarantees from the company's controlling shareholder and actual controllers, as well as collateral from subsidiaries [1][2] - The guarantee provided by Xiamen Ruida Real Estate Co., Ltd. for Ruida New Control is within the approved scope of the board's resolution [2][3] Financial Performance - As of June 30, 2025, the total assets of the company were approximately RMB 2.07 billion, with total liabilities of about RMB 1.04 billion, resulting in net assets of approximately RMB 1.03 billion [3] - For the first half of 2025, the company reported operating income of approximately RMB 543.5 million and a net profit of about RMB 71.9 million [3] Necessity of Guarantee - The guarantee is deemed necessary to support the business growth of Ruida New Control and is aligned with the company's overall interests and development strategy [4][5] - The company believes that Ruida New Control has the capability to repay the debt, and the overall guarantee risk is manageable [4][5] Cumulative Guarantee Information - As of the announcement date, the total guarantee amount provided by Ruida Real Estate for Ruida New Control is RMB 503 million, with an actual guarantee balance of approximately RMB 230.16 million, representing 7.96% of the company's latest audited net assets [4][5]