江苏6家上市农商行“期中考”，谁跑得快？谁行得稳？

Group 1 - The core viewpoint of the article highlights the positive performance of six A-share listed rural commercial banks in Jiangsu, with all achieving year-on-year growth in revenue and net profit, totaling 18.386 billion yuan in revenue and 7.279 billion yuan in net profit for the first half of the year [1][2] - Among these banks, Changshu Bank stands out with a revenue of 6.062 billion yuan, a year-on-year increase of 10.10%, and a net profit of 1.969 billion yuan, reflecting a growth of 13.51% [2][3] - The total assets of Changshu Bank exceeded 400 billion yuan, marking a 9.45% increase from the previous year, significantly outperforming other banks in the region [2][3] Group 2 - Other banks, such as Wuxi Bank and Zijin Bank, also showed stable performance, with total assets ranging from 220 billion to 275 billion yuan, while Jiangyin Bank reported the highest net profit growth rate among the six banks [3][8] - Investment income for all six banks saw double-digit growth, with Zijin Bank's investment income reaching 660 million yuan, up 95.41%, and Jiangyin Bank's at 882 million yuan, up 81.44% [3][6] - Changshu Bank has been actively acquiring village and town banks, enhancing its regional presence and asset scale, which has contributed to its strong performance [6][4] Group 3 - Changshu Bank announced a mid-term dividend plan, distributing 1.50 yuan per 10 shares, with a payout ratio of 25.27%, while other banks like Su Nong Bank and Zhangjiagang Bank also introduced mid-term dividend plans [7][4] - Zijin Bank has faced challenges with a significant decline in net interest margin, dropping from 1.52% to 1.18%, which has impacted its profitability [10][8] - The new management team at Zijin Bank is tasked with addressing compliance issues and stagnant growth, as the bank has seen a decline in net profit growth over the past three years [11][10]