陕西富县召开2025年郑商所苹果“保险+期货”项目启动会

Core Insights - The launch meeting for the 2025 Apple "Insurance + Futures" pilot project in Fuxian County was attended by over 50 participants, including government officials and representatives from various financial and agricultural organizations [1][3]. Group 1: Project Overview - The Fuxian County government has initiated the "Insurance + Futures" price index insurance pilot project for apples, with detailed arrangements outlined in a government notification [3]. - Since 2019, Fuxian County has implemented the "Insurance + Futures" pilot project for six consecutive years, with total premiums nearing 794 million yuan, supported by the exchange with 379 million yuan, covering over 12,263 farmers and nearly 190,000 acres of apple orchards [4]. Group 2: Implementation and Achievements - The project has achieved significant results, with total compensation reaching 612 million yuan against farmers' self-paid premiums of over 13.4 million yuan, demonstrating its effectiveness [4]. - In 2023, Shenyin Wanguo Futures became the leading entity for the project, enhancing insurance effectiveness through strategic market entry and risk management techniques, which led to the project receiving awards for excellence and best compensation from the Zhengzhou Commodity Exchange [4]. Group 3: Future Directions - The project aims to guide the timely and appropriately priced sale of fresh apples through futures pricing, thereby reducing losses for farmers and enhancing their ability to withstand market risks [5]. - The county government emphasizes the importance of integrating the pilot project with increasing farmers' income and supporting rural revitalization, with specific responsibilities assigned to various stakeholders to ensure comprehensive implementation [3].