上千只保险资管产品年内超九成收益为正，谁收益高？谁更稳健？

Core Insights - The performance of insurance asset management products has been strong, with over 90% achieving positive returns in the first eight months of the year, driven by favorable capital market conditions and a decline in interest rates [1][3][4] Group 1: Performance Overview - In the first eight months, 1,451 out of 1,542 insurance asset management products reported positive returns, representing 94% of the total [3] - The median annualized return rate for these products was 3.95% [3] - Fixed-income products showed stable performance with a median return of 2.53%, while equity products delivered significantly higher returns with a median of 30.28% [3][4] Group 2: Market Environment - The recovery of the equity market has positively impacted the returns of equity products, supported by a gradual economic recovery and favorable market sentiment [4] - The A-share market, after a prolonged adjustment, is now at historically low valuations, providing ample room for a rebound [4] Group 3: Investment Strategy - Insurance asset management companies are encouraged to increase their allocation to high-yield assets to enhance asset-liability matching [5] - The focus may shift towards high-dividend, low-valuation stable assets, particularly in sectors aligned with national development strategies such as high-end manufacturing, new energy, digital economy, and pharmaceuticals [5] - Investments will likely target leading companies with clear business models and stable cash flows, rather than speculative small firms [5]