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狮桥融资租赁:创新风控体系助力实体经济发展
Sou Hu Cai Jing·2025-09-04 09:03

Core Viewpoint - Lionbridge Financing Leasing has established a robust financial support system for the development of the real economy through an intelligent risk control system [1][3] Group 1: Risk Management Innovations - The company has implemented a comprehensive risk management mechanism covering pre-loan, in-loan, and post-loan processes, serving various sectors such as logistics, manufacturing, and healthcare [1] - The bad debt ratio for 2022 was 1.25%, which is lower than the average level in the financing leasing industry, indicating effective risk management [3] - Key innovations in risk control include: - Multi-dimensional data assessment by integrating over 20 data sources such as business, tax, and judicial data to create a customer credit profile system [3] - An intelligent early warning mechanism utilizing big data technology for real-time asset status monitoring, enabling early risk identification and resolution [3] - Industry-specific models that establish differentiated risk control standards based on the characteristics of different industries [3]