中银三星人寿发布2025理赔半年报：99.72%满意度背后的暖心守护

Core Insights - The report from Bank of China Samsung Life Insurance highlights a strong performance in claims service for the first half of 2025, with a total of 74,800 claims and a payout amount of 180 million yuan, of which critical illness claims accounted for 24.62% [1][2] - The company emphasizes its commitment to customer service, achieving a claims approval rate of 99.74% and a satisfaction rate of 99.72% [1][3] Claims Performance - Total claims in the first half of 2025 reached 74,800, with a total payout of 180 million yuan [1] - Critical illness claims totaled 44.4166 million yuan, primarily for malignant tumors, acute myocardial infarction, and sequelae of stroke [2] - Death claims amounted to 72.8654 million yuan, with disease-related deaths accounting for 87.17% and accidental deaths for 12.83% [2] - Medical claims totaled 59.4244 million yuan, with respiratory diseases being the leading cause [2] Service Innovation - The company has fully digitized the claims process, with 98.15% of claims submitted online [3] - New technologies such as OCR recognition and intelligent calculation have been introduced to enhance the ease of claims submission [3] - A "critical illness first payment" mechanism has been launched, allowing clients to claim benefits upon diagnosis, significantly reducing the payout timeline [3] Social Responsibility - Bank of China Samsung Life Insurance has initiated emergency claims services for various disasters, including earthquakes and fires, launching 8 emergency responses in the first half of 2025 [2] - The company has donated insurance coverage worth nearly 1.6 billion yuan and medical equipment valued over 2 million yuan to support communities in need [2] - Focus on elderly clients includes the introduction of an "elderly version" claims interface and improved facilities for better service [2]