中国农业银行澳门分行何一钰：打造粤澳金融服务新样本

Core Insights - The 2025 Hengqin World Bay Area Forum focused on financial innovation and integration between Guangdong and Macau, highlighting the role of Hengqin as a new platform for high-level opening-up [1] Financial Innovation Practices - The Agricultural Bank of China Macau Branch introduced three financial innovation practices: 1. "Qin-Ao Linked Loan" to help state-owned enterprises in Macau reduce financing costs and manage exchange rate risks [2] 2. EF Account financing case that allows Macau tech companies to transfer funds with Hengqin subsidiaries, enhancing funding efficiency [2] 3. Value-added services for individual clients, including USD floating rate time deposits to meet cross-border asset allocation needs [2] Comprehensive Financial Solutions - The "Qin-Ao Nongqin Baishitong" financial scheme offers a full range of services, including cross-border exchange, custody, guarantees, and investment financing for industries, as well as loans for housing, consumption, and education for Macau residents [2] Future Outlook - Future financial cooperation between Guangdong and Macau will focus on policy innovation, trade and investment facilitation, support for the real economy, and the application of financial technology to aid Macau's diversified economic development and the Greater Bay Area construction [2]