花旗中国被银联终止成员资格，最新回应

Core Viewpoint - Citibank China has terminated its membership with China UnionPay as it shuts down its personal banking operations, while its corporate services remain unaffected [2][3]. Group 1: Membership Termination - China UnionPay announced the termination of Citibank (China) Co., Ltd.'s membership, although specific reasons were not disclosed [2]. - The termination means Citibank China will no longer conduct payment business through the UnionPay network [2]. - According to UnionPay's regulations, membership can be terminated if a member stops conducting UnionPay card business or cannot fulfill obligations due to reasons like merger or bankruptcy [2]. Group 2: Strategic Shift - Citibank's exit from the personal banking sector in China has been a gradual process, with strategic adjustments announced as early as 2021 [2]. - In late 2022, Citibank confirmed its decision to close personal banking operations in China, while corporate services were not affected [2]. - In 2023, Citibank announced the transfer of its retail wealth management business to HSBC China and the sale of personal credit card and unsecured loan assets to Fubon Huayi Bank [2]. Group 3: Global Context - Citigroup is also reducing its personal financial services globally, having announced a strategic shift in 2021 to exit personal banking markets in 14 regions, including Asia, Europe, the Middle East, and Mexico [3]. - By 2024, Citigroup has completed the sale of personal banking operations in nine markets, including Australia, India, Thailand, and Vietnam [3]. - Citibank China retains multiple network memberships for corporate services, including the China Foreign Exchange Trading Center, Cross-border Interbank Payment System (CIPS), and SWIFT [3].