印度网友：中国别做梦了，想让人民币取代美元？全球第二大经济体的印度还没吭声

Core Viewpoint - The discussion revolves around the increasing international use of the Chinese yuan (RMB) and whether it aims to replace the US dollar as the global settlement currency. The consensus suggests that while RMB internationalization is a trend, it does not necessarily mean it will replace the dollar, but rather enhance global trade options and stability [2][11][12]. Group 1: RMB Internationalization - The RMB's usage in global payment systems has risen significantly, reaching 4.14% in December 2023, an increase of nearly 2 percentage points in just two years, making it the fourth-largest payment currency globally [11]. - The International Monetary Fund (IMF) increased the RMB's weight in the Special Drawing Rights (SDR) basket to 12.28% as of August 2022, indicating its growing importance in global reserves [11]. - The trend of "de-dollarization" is evident, with more international market participants using RMB for trade, and an increasing number of contracts priced in RMB [11]. Group 2: Global Economic Impact - The RMB's rise is seen as a natural outcome of China's economic strength, rather than a deliberate attempt to displace the dollar [11]. - The dollar still holds a dominant position, accounting for nearly 50% of international payments and about 60% of global foreign exchange reserves, indicating that the RMB has a long way to go before it can challenge the dollar's supremacy [11]. - The internationalization of the RMB is viewed as a positive development for global economic diversification, providing more choices and opportunities while enhancing the stability of the international financial system [12].