紧跟特朗普批美联储，美财长：揽事过多，独立性危险，货币政策等运作都必须审查

Core Viewpoint - The article highlights a significant critique from U.S. Treasury Secretary Mnuchin against the Federal Reserve, emphasizing concerns over its independence due to its expanded functions and policies [1][2]. Group 1: Criticism of the Federal Reserve - Mnuchin argues that the Federal Reserve's overreach in its responsibilities has jeopardized its credibility and political legitimacy, calling for a comprehensive review of the institution [1][2]. - He specifically points out that the excessive use of non-standard policies and the expansion of its mission threaten the core independence of the Federal Reserve [2][3]. Group 2: Call for Independent Review - Mnuchin demands an honest, independent, and non-partisan review of the entire Federal Reserve, including its monetary policy, regulation, communication, staffing, and research [2]. - This request marks a broader scope compared to his previous suggestions, which were limited to non-monetary policy functions [2]. Group 3: Regulatory Framework Restructuring - Mnuchin criticizes the Dodd-Frank Act for significantly expanding the Federal Reserve's regulatory role, blurring the lines between monetary and fiscal policy [3]. - He proposes a more coherent framework where the FDIC and OCC lead bank regulation, while the Federal Reserve focuses on macro monitoring, liquidity as a lender of last resort, and monetary policy [3]. Group 4: Monetary Policy Experimentation - Mnuchin likens the Federal Reserve's recent policy approaches to an uncontrolled experiment, suggesting that the unconventional monetary tools released post-2008 have altered the policy landscape with unpredictable consequences [4]. - He cites the Federal Reserve's failure to accurately predict GDP growth as evidence of its inadequate forecasting capabilities [4]. Group 5: Inequality and Quantitative Easing - The article discusses Mnuchin's criticism of the quantitative easing (QE) policies post-2008, arguing that they disproportionately benefited asset owners and exacerbated wealth inequality [5]. - He highlights that younger and less affluent families have been adversely affected by these policies, missing out on asset appreciation opportunities [5]. Group 6: Government Officials' Critique - Following the release of disappointing employment data, several officials from the Trump administration, including Trump himself, have blamed the Federal Reserve for the economic slowdown [6]. - Labor Secretary Lori Chavez-DeRemer and labor expert Rob Wilson echo the sentiment that the Federal Reserve's high-interest rates are hindering economic growth and job creation [6].