马云预言已成真？如果不出意外，2套以上房家庭，将难逃出4大困境

Core Viewpoint - The real estate market in China has shifted dramatically, with predictions made by influential figures like Jack Ma about declining property values coming to fruition, leading to significant challenges for families owning multiple properties [5][9][36]. Group 1: Market Trends - Property prices have seen a substantial decline, with some cities experiencing drops of over 30%, and certain areas witnessing price reductions exceeding 50% [17][19]. - The average price of new residential properties in Zhengzhou fell by 1.5% month-on-month in July, with a year-on-year decrease of approximately 12%, bringing the price down to 10,331 yuan per square meter [11]. - Cities like Xi'an and others have also reported significant price drops, with high-demand areas seeing reductions of over 15% from peak prices [13]. Group 2: Demographic Changes - A notable demographic shift is occurring, with a decline in the population of the primary home-buying age group (24-45 years) and an increase in the elderly population, which is projected to reach 310 million [15]. - The trend of negative population growth has persisted for three years, contributing to reduced demand for housing [13]. Group 3: Challenges for Property Owners - Families owning two or more properties face four major challenges, including difficulty in selling properties due to oversupply and declining demand [19][20]. - The concept of "renting to pay off loans" has become increasingly unrealistic, as rental demand has plummeted in many areas, particularly in third and fourth-tier cities [26][30]. - Monthly mortgage pressures are intensifying for these families, with many experiencing reduced incomes and job losses, making it harder to manage financial obligations [24][32]. Group 4: Economic Implications - The overall economic environment is unfavorable, with many families' incomes decreasing, leading to a reluctance to purchase properties even at lower prices [22]. - Additional costs associated with property ownership, such as maintenance fees and potential property taxes, are adding financial strain to families with multiple properties [30][32].