今明两年不买房，5年后“差距”有多大？王石几乎已经“明示”

Core Viewpoint - Wang Shi predicts that the Chinese real estate market will enter an adjustment period over the next 3 to 5 years, with prices likely to stabilize or decline gradually, returning to a level that is affordable for residents [1][3]. Group 1: Wang Shi's Predictions - Wang Shi has stated that the current real estate market has certain bubbles, but the trajectory leans towards a "soft landing" rather than a "hard landing," indicating a gradual resolution of the crisis [1][2]. - His previous predictions have proven accurate, such as foreseeing the need for regulatory measures in 2016 and advocating for financial prudence in 2018 [2]. Group 2: Potential Benefits of Waiting to Buy - If buyers choose to wait for two years, they could potentially save significant amounts on property purchases. For instance, a 10% price drop on a 5 million yuan property could save 500,000 yuan [3][4]. - Waiting could also lead to improved financial health, as buyers can accumulate a larger down payment and reduce loan burdens, potentially saving around 400,000 yuan through investments during the waiting period [4]. - The market adjustment may lead to a clearer distinction between developers, allowing buyers to select from more reliable firms and reducing risks associated with unfinished projects [5]. Group 3: Market Dynamics and Regional Considerations - The adjustment period may result in a divergence in property prices across different regions, with core cities likely to stabilize first while weaker markets may see significant declines [6]. - Buyers who wait may have the opportunity to purchase properties in better locations, enhancing long-term value due to improved access to resources like education and healthcare [6]. Group 4: Strategic Planning During the Waiting Period - Non-urgent buyers are advised to clarify their needs and budget, and to stay informed about market trends and policy changes to make informed decisions when the time is right [8][9]. - Financial planning is crucial, with recommendations to allocate funds for stable investments while saving for a future purchase [9][11].