广东深圳进一步优化调整房地产政策措施

Core Viewpoint - Shenzhen has adjusted its real estate policies to further optimize housing purchase regulations, effective from September 6, following similar moves in Beijing and Shanghai [1][3]. Group 1: Housing Purchase Policy Adjustments - The new policy allows eligible residents, including local households and non-local households who have paid social insurance or individual income tax in Shenzhen for over one year, to purchase an unlimited number of commercial housing units in specified districts [1]. - Non-local households unable to provide proof of continuous social insurance or tax payments for one year are limited to purchasing two housing units in certain districts [3]. - In Yantian District and Dapeng New District, there will be no qualification review for purchasing commercial housing [3]. Group 2: Housing Credit Policy Adjustments - The new regulations optimize personal housing credit policies, allowing banks to no longer differentiate between first and second home loan interest rates, enabling a more reasonable determination of interest rates for each commercial personal housing loan [3].