“招行系”新掌门落定，辽沈银行2025年目标是建设成“健康银行”

Core Viewpoint - Yang Fade has been officially approved to serve as the chairman of Liao Shen Bank, which was established in 2021 through a merger and is tasked with financial reform and risk management [2][3] Group 1: Leadership Changes - Yang Fade, born in August 1964 and a graduate of Shanghai University of Finance and Economics, has a significant background in banking, having held various leadership positions at China Merchants Bank before joining Liao Shen Bank [3] - Prior to Yang's official appointment, he had already been acting as the chairman of Liao Shen Bank since July 2024 [3] Group 2: Financial Performance and Challenges - Liao Shen Bank has faced high non-performing loan (NPL) rates due to the absorption of high-risk banks, with a reported NPL rate of 6.02% at its inception in 2021, which has since improved to 4.14% by the end of 2024 [4][7] - The bank's net profit plummeted by 230.77% following the acquisition of three village banks in 2024, indicating significant financial challenges [2] Group 3: Strategic Goals and Future Plans - Liao Shen Bank aims to resolve liquidity risks within one to two years and achieve profitability within three years, focusing on restructuring its asset and liability management [6][9] - The bank's strategy includes enhancing service to local economies and small to medium enterprises while continuing to manage and reduce non-performing assets [6][8]