北京银行霍学文:坚持数据驱动 向VC、PE学习看企业未来

Core Viewpoint - Beijing Bank positions technology finance as its "first strategy" and focuses on specialized and innovative enterprises as its "number one project" to become the leading bank in this sector [2] Group 1: Technology Finance Strategy - As of the end of June, the balance of technology finance loans reached 434.6 billion yuan, an increase of 70.3 billion yuan from the beginning of the year, representing a growth rate of 19% [2] - The bank serves over 26,000 specialized and innovative enterprises, an increase of nearly 6,000 from the beginning of the year, further enhancing customer coverage [2] Group 2: Business Approach - The bank aims to transform the soft power of technology into hard currency for financing, shifting focus from traditional financial statements to future potential of enterprises [2] - Beijing Bank adopts a proactive approach by delivering services and loans directly to clients, while also emphasizing data-driven methods and plans to utilize big data and artificial intelligence for risk assessment and evaluation of technological capabilities [2]