digihuman(BJ:835670) Sou Hu Cai Jing·2025-09-06 07:15Core Viewpoint - The launch of a national blockchain management platform for consumer finance by Ma Shang Consumer Finance represents a significant advancement in the integration of blockchain technology within the financial sector, particularly in the context of asset-backed securities (ABS) and digital currency applications [1][3][4]. Group 1: Platform Features and Innovations - The blockchain management platform is designed as a national, industry-level infrastructure that enhances the consumer finance ecosystem through its public and open characteristics [3]. - It utilizes blockchain's distributed, immutable, traceable, and transparent features, ensuring data security through encryption and consensus mechanisms, which fundamentally addresses the authenticity and consistency of information [3][4]. - The platform allows for real-time on-chain asset information and project management data, effectively solving issues related to information asymmetry and data integrity in the traditional ABS market [4]. Group 2: Impact on the Financial Sector - The introduction of blockchain technology in ABS and financial bonds not only enriches policy implementation scenarios but also addresses critical industry pain points, enhancing trust among participants [4]. - The platform's innovative file interaction model replaces traditional email methods, significantly reducing time and labor costs while improving project application and issuance efficiency [4][5]. - The initiative aligns with national financial technology development strategies, supporting the enhancement of financial services to the real economy and promoting economic transformation [4][5]. Group 3: Future Prospects - The platform is expected to inject new momentum into the consumer finance industry, facilitating the achievement of inclusive finance goals by providing better financial services to various social strata [5]. - The company aims to deepen the penetration of blockchain technology in consumer finance, exploring innovative business models and financial products to enhance the efficiency, transparency, and inclusivity of the asset securitization market [5].