直击深圳楼市新政首日：房企酝酿收回折扣，楼盘来访量有所提升

Core Viewpoint - Shenzhen's real estate policy has been adjusted to optimize housing purchase regulations, aiming to stimulate market activity and attract buyers, particularly from outside the city [1][5][8]. Policy Adjustments - The new policy, effective from September 6, allows residents and eligible non-residents to purchase multiple properties in certain districts, with restrictions lifted in areas like Luohu and Baoan [1][3]. - The previous requirement of continuous social security and tax payment for one year has been relaxed, enabling more potential buyers to enter the market [1][4]. Market Response - Following the announcement, real estate agents and developers quickly engaged with potential buyers, leading to increased activity in the market, particularly in non-core areas [2][4]. - Reports indicate a surge in customer inquiries and viewings, with some properties experiencing a notable uptick in interest [4][5]. Financial Implications - The adjustment in mortgage rates, with both first and second homes now at 3.05%, represents a decrease from the previous 3.45% for second homes, potentially saving buyers significant interest costs [3][4]. - For an 8 million yuan property over 30 years, the new policy could save buyers approximately 510,000 yuan in interest [3]. Market Outlook - Analysts suggest that the new policy may enhance market confidence and stimulate demand, particularly in non-core areas, while maintaining some restrictions in core districts to prevent speculation [5][8]. - The overall market sentiment remains cautious, with expectations that the policy will improve conditions without causing drastic fluctuations [7][8]. Current Market Conditions - Recent data indicates a decline in new and second-hand property transactions in August, highlighting the need for policy intervention to revitalize the market [7][9]. - The traditional peak season for real estate transactions, "Golden September and Silver October," is anticipated to be influenced by the new policy, though its effectiveness remains to be seen [9].