Core Viewpoint - Shenzhen's real estate policy has been adjusted to optimize housing purchase regulations, aiming to stimulate market activity and attract buyers, particularly from outside the city [1][11]. Policy Adjustments - The new policy, effective from September 6, allows residents and eligible non-residents to purchase unlimited properties in certain districts, while non-residents are limited to two properties [1][11]. - The previous restrictions required proof of continuous social security and tax payments for one year and limited purchases to one property in core areas [1][11]. - The purchasing qualifications for enterprises have also been relaxed, with fewer restrictions in most areas [1][11]. Market Response - Following the announcement, real estate agents and developers quickly engaged with potential buyers, leading to increased activity in the market [2][8]. - Reports indicate a surge in customer inquiries and viewings, with some properties experiencing a notable uptick in interest [8][11]. Financial Implications - The new policy adjusts mortgage rates for both first and second homes to 3.05%, down from 3.45% for second homes, potentially saving buyers significant interest costs [7][11]. - For an 8 million yuan property with a 30-year loan, buyers could save approximately 510,000 yuan in interest under the new rates [7][11]. Market Outlook - The adjustments are seen as a response to a sluggish real estate market, with recent data showing declines in new and second-hand home transactions [11][14]. - Analysts suggest that while the policy may not lead to drastic market fluctuations, it could improve market sentiment and stimulate demand, particularly from external buyers [13][14]. Conclusion - The new policy is part of a broader strategy to enhance market confidence and encourage property transactions, especially in non-core areas, while maintaining some restrictions in prime locations to prevent speculation [14][15].
深圳限购松绑,中介连夜抢客!有楼盘一晚报备73批看房人
2 1 Shi Ji Jing Ji Bao Dao·2025-09-06 15:00