“数字金融新丝路”见证“百年金城”国际化探索

Core Insights - Jincheng Bank, a century-old local brand in Tianjin, has made significant strides in cross-border financial services, ranking among the top 30 global digital banks for two consecutive years and surpassing 20 billion RMB in cross-border settlement volume [1][2] Group 1: Cross-Border Financial Services - The "Jinlu Tong" product system has facilitated over 10 billion RMB in receivables for Chinese sellers on overseas e-commerce platforms, enhancing efficiency and security in cross-border transactions [2][3] - The bank's services leverage big data and artificial intelligence to automate trade document verification, intelligent currency hedging, and integrated fund settlement, significantly improving the cross-border payment process for Chinese sellers [2][3] Group 2: Regional Collaboration and Support Initiatives - Jincheng Bank has launched a "Youth Study Support Program" in collaboration with the largest study service organization in China, aiming to provide low-cost tuition payment services for 100,000 students over the next three years [3] - The bank is focused on deepening regional collaboration and building a "Belt and Road" financial ecosystem, utilizing its geographical advantages and policies to support cross-border trade [3][4] Group 3: Technological Infrastructure - The bank has established five core technology systems to support its cross-border business, covering customer management, payment clearing, risk control, data reporting, and intelligent operations [4][5] - By integrating domestic and international clearing networks, the bank has created a high-availability, low-latency core payment system that enhances the success rate of cross-border remittances while controlling costs [4][5] Group 4: Future Outlook - Jincheng Bank aims to continue expanding its international partnerships and services, contributing to the "Belt and Road" initiative and enhancing its role in the global financial landscape [5][6]