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Core Viewpoint - Shenzhen's real estate policy has been adjusted to optimize housing purchase regulations, aiming to stimulate market activity and attract buyers, particularly from outside the city [1][5][11]. Policy Adjustments - The new policy removes core purchase restrictions in areas like Luohu and Baoan, allowing local residents and non-residents with specific qualifications to purchase multiple properties [3][4]. - Previously, purchasing in core areas required proof of continuous social security and tax payments for one year, limiting buyers to one property [4][11]. Market Response - Following the announcement, real estate agents and developers quickly engaged with potential buyers, leading to increased activity in the market [7][8]. - Reports indicate a surge in inquiries and viewings, with some properties experiencing a notable uptick in client interest [7][10]. Financial Implications - The new policy standardizes mortgage rates for first and second homes at 3.05%, down from 3.45% for second homes, potentially saving buyers significant interest costs [6][10]. - For an 8 million yuan property with a 30-year loan, buyers could save approximately 510,000 yuan in interest under the new rates [6]. Market Conditions - Prior to the policy change, the Shenzhen real estate market showed signs of stagnation, with significant declines in new and second-hand property transactions in August [9][10]. - The new policy is seen as a response to the lackluster market performance, with expectations that it will improve buyer sentiment and stimulate demand [9][11]. Future Outlook - Analysts suggest that while the policy change is a positive signal, its long-term effectiveness remains to be seen, particularly in core areas where restrictions still apply [10][11]. - The traditional peak selling season of "Golden September and Silver October" is anticipated to be influenced by these new measures, but actual market improvement will require further observation [11].