金城银行人民币跨境结算规模突破200亿元

Core Viewpoint - Jincheng Bank is leveraging big data and artificial intelligence to enhance its financial services, focusing on cross-border RMB settlement and digital financial services, with a target of exceeding 20 billion RMB in cross-border settlements by 2024 [1][2]. Group 1: Financial Innovation and Digital Services - Jincheng Bank has established a cross-regional financial service network, utilizing digital technology to support small and micro enterprises while exploring diversified business development [2]. - The bank has created a cross-border RMB settlement network across Southeast Asia, South Asia, and Central Asia, supporting key projects like the China-Europe Railway Express [2]. - The bank's digital capabilities allow for fully online cross-border RMB payment services, achieving global settlement networks with second-level clearing [3]. Group 2: Strategic Partnerships and Initiatives - In preparation for the Shanghai Cooperation Organization Tianjin Summit, Jincheng Bank upgraded its cross-border financial digital system to enhance data processing and transmission efficiency [4]. - The bank has partnered with a major study abroad service provider to launch a "Youth Study Support Program," aiming to provide low-cost payment services for 100,000 students over three years [4]. Group 3: Operational Framework and Risk Management - Jincheng Bank has developed five key systems to ensure the smooth operation of cross-border financial services, including customer management, payment settlement, risk control, data reporting, and intelligent operations [5]. - The bank integrates its core system with international and domestic clearing networks to create a high-availability, low-latency cross-border payment capability [6]. - The bank employs advanced technologies like big data and artificial intelligence for real-time monitoring and risk management, ensuring data security and stable operations [6].