深圳楼市，又传重磅消息！

Core Viewpoint - Shenzhen has introduced significant policy adjustments to its real estate market, aimed at optimizing housing purchase regulations and personal housing credit policies, which are expected to stimulate market activity and meet diverse housing needs [2][3][4]. Policy Adjustments - The new policy reduces the scope of housing purchase restrictions, allowing eligible households in specified districts to purchase an unlimited number of homes, while non-residents with less than one year of social insurance or tax payments can buy up to two homes [2][4]. - The policy will take effect on September 6, 2025, and applies to various districts, with specific rules for different areas [2][4]. Market Response - Following the announcement, there was an increase in inquiries and viewings in the Luohu district, although the growth was not explosive, and some sellers in the secondary market were adjusting their prices [3][4]. - The policy aims to better meet the rigid and diverse housing demands of residents and promote stable development in the real estate market [3][4]. Financial Institutions - Banks are instructed to set mortgage rates without differentiating between first and second homes, allowing for more flexible pricing based on market conditions and client risk profiles [5][6]. Broader Market Context - The real estate market is entering a traditional peak sales season, with expectations of increased activity due to the new policies and upcoming market dynamics [7][9]. - In August, the market showed signs of resilience, with new home sales declining but still maintaining a significant volume, indicating potential for recovery in the following months [8][9].