Affirm Holdings, Inc. (AFRM) Goldman Sachs Communacopia + Technology 2025 Transcript

Core Insights - Affirm has successfully scaled into a profitable U.S. consumer platform, achieving over 30% growth [1] - There is an increasing engagement rate from both merchants and consumers, indicated by higher transaction frequency and more merchant-sponsored offers [1] - The company has reached GAAP profitability, marking a significant milestone in its financial performance [1] Company Outlook - The future trajectory of Affirm is a key point of interest, with questions surrounding its end state and potential growth opportunities [1]