GIT(SZ:300465) Zheng Quan Shi Bao Wang·2025-09-10 04:09Core Viewpoint - Recent regulatory policies have led to rapid growth in the retail credit market, presenting significant opportunities for banks and financial technology companies [1][2] Group 1: Retail Credit Market - The retail loan market shows substantial growth potential, but banks face challenges such as insufficient data support and difficulties in adapting to internet company models [1] - High Weida (300465) aims to capitalize on this market opportunity by providing intelligent data solutions that cover the entire loan lifecycle [1] Group 2: High Weida's Strategy - High Weida has developed a comprehensive data service system centered on "AI modeling + financial big data + AI Agent," addressing pain points in retail credit [1] - The system includes pre-loan marketing, customer profiling, risk assessment, tracking customer information during the loan process, and post-loan asset management [1] Group 3: Collaboration with Internet Companies - Collaborations with internet companies are crucial for High Weida's data business development, enhancing its technical capabilities and data resources [1] - The acquisition of internet service providers has laid a foundation for High Weida to build customer profiles and optimize data flow [1][2] Group 4: Industry Outlook - The rapid development of the digital economy and the marketization of data elements present growth opportunities for fintech companies with data processing and AI modeling capabilities [2] - High Weida's strategic advantages in policy sensitivity, technical strength, and partnerships with internet giants position it well for accelerated growth in the data market [2]