短周期纯固收产品近6月平均年化仅2%，7天持有期产品收益领跑

Overall Performance - As of September 4, 2025, there are a total of 5,211 public pure fixed-income products with a duration of 3 months or less, showing an average net value growth rate of 1.07%, which translates to an annualized yield of only 2.14% [2] - The overall operation of these products is relatively stable, with an average maximum drawdown of only 0.04% [2] - Among these products, 1,949 achieved positive monthly returns over the past six months, accounting for 37.4%, while 14 products reported negative returns [2] Highlighted Product Analysis - The ranking features products from three financial companies: Huaxia Wealth, Minsheng Wealth, and Ping An Wealth, with Minsheng Wealth having seven products listed, while Huaxia Wealth and Ping An Wealth have two and one products listed, respectively [3] - Huaxia Wealth's "Fixed Income Pure Bond Shortest Holding 7 Days No. 1 A" leads the list with a net value growth rate of 4.25% over the past six months. Since July 21, the product has shown significant growth, with a recent one-week net value increase of 0.06%, equivalent to an annualized rate of 3%, and a one-month growth rate of 0.67%, translating to an annualized rate of 7.84% [3] - Minsheng Wealth's listed products mainly include the Maozhu Pure Bond, Fuzhu Pure Bond, and Fuzhu Youbond series, with "Maozhu Pure Bond 3-Month Holding No. 1 A" and "Fuzhu Pure Bond 91-Day Holding No. 27 A" ranking second and third, respectively [3]