马上消费发布全国消费金融公司首个金融区块链管理平台

Core Insights - The 2025 World Intelligent Industry Expo commenced on September 5, 2025, featuring the Digital Industry Ecosystem Conference hosted by Mashang Consumer, gathering industry leaders to explore AI-driven industrial ecosystem transformation [1] - Mashang Consumer launched the first financial blockchain management platform for national consumer finance companies and successfully issued the first credit asset-backed securities (ABS) based on blockchain and digital RMB [1][4] Group 1: Financial Blockchain Management Platform - The financial blockchain management platform is a significant achievement developed by Mashang Consumer, serving as a national, industry-level infrastructure that deeply supports the entire consumer finance ecosystem [3] - The platform utilizes blockchain's distributed, immutable, traceable, and transparent technology advantages, ensuring data security through encryption and consensus mechanisms [3] - Data is stored in an encrypted, distributed manner across multiple nodes, accessible only by authorized parties, ensuring the authenticity and consistency of information [3] Group 2: Impact and Future Prospects - The platform achieved a "release and landing" breakthrough by issuing the "Anyi Hua 2025 Third Phase Personal Consumer Loan Asset-Backed Securities" on September 4, marking the first application of blockchain technology in credit ABS by a national consumer finance company [4] - The introduction of blockchain technology in the ABS and financial bond sectors addresses traditional market issues such as information asymmetry and data falsification, enhancing trust among participants [4] - The platform's innovative file interaction model replaces traditional email methods, significantly reducing time and labor costs while improving project application and issuance efficiency [4] Group 3: Industry Implications - Looking ahead, Mashang Consumer aims to deepen the penetration of blockchain technology in the consumer finance sector, exploring innovative business models and financial products to enhance market efficiency and transparency [5] - The platform aligns with national financial technology development strategies, supporting the enhancement of financial services for the real economy and promoting economic transformation [5] - As the platform's application deepens, it is expected to inject new momentum into the consumer finance industry, facilitating the achievement of inclusive finance goals and providing better services to various social strata [5]