不出意外！2025年9月起，房子、车子、票子或发生这些改变

Real Estate Market Changes - The domestic real estate market continues its downward trend, with second-hand housing prices falling for over 30 months, and a year-on-year decline of 7.34% in August 2025 [4] - Price differentiation is expected, with second and third-tier cities experiencing a slowdown in price declines, while core areas of first-tier cities like Beijing, Shanghai, Guangzhou, and Shenzhen may see further price drops due to high price-to-income ratios [4] - The proportion of completed homes in the market is set to increase as demand for pre-sold homes declines due to concerns over unfinished projects, leading to more completed homes being offered for sale [6] - Reforms on shared area calculations are anticipated, with more cities announcing the cancellation of shared area fees, which will lower costs for homebuyers [6] Automotive Market Trends - The automotive market is experiencing a price drop, with numerous domestic and international brands announcing promotions, with domestic brands reducing prices by 20,000 to 30,000 yuan and some imported luxury brands by nearly 100,000 yuan [8] - The second-hand car market is also seeing significant depreciation, with some vehicles losing up to 8,000 to 10,000 yuan in value within a year [8] - Factors contributing to the price drop include increased competition from new energy vehicles, overcapacity in the automotive industry due to new entrants, and reduced income among middle-class families leading to postponed vehicle purchases [8] Currency Purchasing Power - The purchasing power of currency is perceived to be stable despite concerns over excessive money supply, with the Consumer Price Index (CPI) remaining flat month-on-month and down 0.4% year-on-year as of August 2025 [10] - The stability in purchasing power is attributed to the lack of large-scale money flow into the goods market and a sluggish real economy, leading to reduced consumer demand and significant inventory levels among businesses [10] - Overall, the purchasing power of currency has not only remained stable but has also strengthened due to these economic conditions [10]