ICBC(SH:601398) Zhong Guo Jin Rong Xin Xi Wang·2025-09-10 13:10Group 1 - The event "ICBC Science and Technology Innovation Partner Bank" was held in Changsha, focusing on the launch of two innovative financial products and the signing of three "investment-loan-guarantee linkage" cooperation mechanisms [1][3] - The Hunan Credit Technology Financial Scoring Product and ICBC's "Science and Technology Innovation e-loan" were launched, creating a complete service chain for financing technology enterprises [3][4] - The Hunan Credit Technology Financial Scoring Product evaluates technology enterprises based on 10 dimensions, including development capability and loan risk, establishing a credit evaluation system with 520 indicators [3][4] Group 2 - The "Science and Technology Innovation e-loan" product allows for credit without collateral up to 3 million yuan and a maximum credit limit of 10 million yuan, with a fast loan disbursement process [4] - In just three months of pilot operation, the "Science and Technology Innovation e-loan" has covered 14 cities in Hunan, with a total loan amount of 361 million yuan and 734 credit accounts established [4] - Three key cooperation agreements were signed during the event, enhancing the "equity + debt" collaboration and establishing a comprehensive risk-sharing and batch service capability [6][8] Group 3 - The "ICBC Science and Technology Innovation Partner Bank" mechanism was officially launched, aiming to provide customized financial services for technology enterprises across Hunan [8][9] - The event emphasized the importance of financial innovation in supporting Hunan's strategic goals for high-level technological self-reliance and development [9] - The focus is on creating a comprehensive financial support system for technology enterprises throughout their lifecycle, promoting the transformation of technological achievements into productive forces [9]