Bank Of Lanzhou(SZ:001227) Sou Hu Cai Jing·2025-09-10 14:10Core Viewpoint - Lanzhou Bank (001227) shows a slight increase in stock price and mixed capital flow data, indicating potential investor interest but also some outflows from retail investors [1][2]. Group 1: Stock Performance - As of September 10, 2025, Lanzhou Bank's stock closed at 2.43 yuan, up by 0.41% with a turnover rate of 1.16% and a trading volume of 489,200 shares, resulting in a transaction value of 119 million yuan [1]. - The capital flow data for September 10 indicates a net inflow of 13.96 million yuan from institutional investors, accounting for 11.75% of the total transaction value, while retail investors experienced a net outflow of 4.21 million yuan, representing 3.55% of the total [1][2]. Group 2: Financial Metrics - Lanzhou Bank's total market capitalization is 13.841 billion yuan, with a net asset value of 36.021 billion yuan and a net profit of 0.952 billion yuan, ranking 36th, 34th, and 39th respectively in the banking industry [3]. - The bank's price-to-earnings ratio (P/E) is 7.27, while the industry average is 5.9, placing it 36th in the industry ranking [3]. - The net profit margin stands at 24.87%, significantly lower than the industry average of 39.55%, ranking 41st in the sector [3]. Group 3: Recent Financial Performance - For the first half of 2025, Lanzhou Bank reported a main operating income of 3.921 billion yuan, a year-on-year decrease of 1.86%, while the net profit attributable to shareholders was 0.952 billion yuan, up by 0.87% [3]. - In Q2 2025, the bank's single-quarter main operating income was 1.884 billion yuan, down by 6.85%, and the net profit attributable to shareholders was 0.393 billion yuan, a decline of 1.18% [3].